Housing affordability remains a critical challenge across the U.S., with nearly one in three households now considered cost burdened. Inflation-driven increases in construction material prices and other factors have slowed housing development, resulting in a severe shortage of affordable housing. In response, the federal government passed the “One Big Beautiful Law” in July 2025, the largest expansion of the Low-Income Housing Tax Credit to date. This landmark legislation aims to significantly boost the supply of affordable housing, though it has sparked debate over federal involvement in local rent regulation.

Washington CORE explores how states and cities are taking action, revamping zoning laws, converting commercial properties into housing, and investing in modular and prefabricated construction. From Oregon and Washington to Baltimore and Louisville, local innovations are helping close the housing gap.

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